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클카 학교 선생님 카페
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YBM 고등 실용 영어 박준언 Special Lesson
In 2006, Muhammad Yunus, a Bangladeshi social
, became the first conomist ever to win the Nobel Peace Prize.
a. 가치 있는
The fact that Yunus was an economist is
Economics has rarely been so
The 2006 Nobel
praised Yunus and his Grameen Bank “for their efforts to create economic and social development from below.”
him to join the Boy Scouts as a way to explore the world.
Yunus took the lesson to heart and in 1957, at the age of seventeen,
in the Department of Economics at Dhaka University.
He decided to major in economics so that he could help people
After studying in Dhaka, Yunus continued his education in the United States, where he
became a university professor.
Although he was happy in the United States, Yunus worried about the political and social
in his home country.
In March 1971, East Pakistan
itself the independent nation of Bangladesh.
The war and a drought, with its
famine, had devastated the newly formed country.
Villagers in Bangladesh were
without food and fresh water.
v. 느릿느릿 힘겹게 걷다
Parents, with their barefoot children in tow,
along dirt roads toward nearby fertile hills in a desperate search for something to eat.
Sufiya wove beautiful bamboo
and sold them at the market.
At the Grameen Bank, borrowers could take out
of very small amounts of money at low interest rates.
They did not want to risk making loans to people who lived a
ad. 어처구니 없게
The moneylender lent her the twenty-two cents she needed to buy the materials to make the stools, but charged her a
high rate of interest.
By the time she sold her wares and paid back her
, Sufiya was left with only two cents, which was not enough for her family.
Ignored by the local banks and in debt, she existed in a cycle of
be reluctant to
were reluctant to
lend her a small amount of money.
It would have been easy for Yunus to lend them the money they needed as an act of charity, but he realized that would not have been a
solution to the problem.
He was looking for a way to make them
v. 시작하다, 출시하다
He decided to start a new bank that would lend money to the poor, so he
the Grameen Bank in 1977.
n. 마이크로 크레딧, 소액 대출
Providing billions of dollars in
around the world, Yunus became known as the “banker for the poor” and has never stopped fighting for them.
The system was built upon trust and
rather than on written legal contracts.
Yunus believed that by organizing borrowers into groups, he would create a
support system by which an entire group would be responsible for the success of each member.
In less than six years, Yunus was able to make thousands of
and supported the advancement of more than 28,000 villagers.
As of 2015, the Grameen Bank had more than 2,500 branches, serving
eight million borrowers in Bangladesh.
Of the borrowers, an
percentage (97%) are women.
a. 전례 없는
More than 97 percent of the loans are repaid, an
recovery rate in any other banking system in the country.
have already lent the equivalent of more than ten billion U.S. dollars in microcredit.
In doing so, they have
for and empowered the poor, especially women, who often have limited options.
He still dreams of a world where all human rights are
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