n. money in the form of bills and coins
People usually carry around cash, checks, coins, and cards to pay for things.
company
n. an organization that sells things or services
Another type of digital money is through online payment companies.
save
v. to keep money to use in the future
People can get, save, and spend money without ever seeing or touching it.
spend
v. to use money to buy or pay for something
People can get, save, and spend money without ever seeing or touching it.
see
v. to notice something by using one’s eyes
People can get, save, and spend money without ever seeing or touching it.
emerge
v. to appear
In addition, an even newer form of digital money has emerged.
security
n. protection from something failing or being lost
But people are worried about security.
check
n. a piece of paper used to make a payment using the money in a bank account
People usually carry around cash, checks, coins, and cards to pay for things.
card
n. a special piece of plastic used to pay for things
People usually carry around cash, checks, coins, and cards to pay for things.
pay
v. to give money to someone because you are buying something from them
People usually carry around cash, checks, coins, and cards to pay for things.
recently
adv. not long ago
But recently, people carry less cash, checks, and coins than before.
increasingly
adv. more and more Increasingly, people are using only cards or online banking.
convenient
adj. easy and helpful
It’s much more convenient than before.
bring
v. to take someone or something with you when you go somewhere
But they still need to bring their cards with them.
payment
n. the act of giving money or something of value in exchange for goods or services
Another type of digital money is through online payment companies.
throughout
prep. during an entire situation or period of time
How we pay for things has changed a lot throughout history.
commodity
n. a resource such as grain, coffee, or gold that can be sold for money
So, eventually, commodities became money.
plant
n. a living thing that grows in earth
Commodities are things that most people need, such as cows, plants, salt, and cloth.
introduce
v. to bring a plan, system, or product into use for the first time
Then, about 3,300 years ago, metal coins were introduced as money.
stamp
v. to mark by pressing a design onto the surface
The value of each coin was stamped on it.
transport
v. to move people or goods from one place to another
Paper is even lighter than coins and is very easy to transport.
paper
n. thin, flat material made from crushed wood
Today, people still use paper money and coins.
evolve
v. to develop or change gradually over time
As humans evolve, we seek more convenient methods.
method
n. a way of doing something
As humans evolve, we seek more convenient methods.
try
v. to attempt to do something
Humans have tried to make paying for things easier and easier.
exchange
v. to give something and get something back
A long time ago, people exchanged goods and services to pay for things.
service
n. work done by an individual or group
A long time ago, people exchanged goods and services to pay for things.
valuable
adj. worth a lot of money
They exchanged something valuable they possessed for something else they needed or wanted.
possess
v. to own or have something
They exchanged something valuable they possessed for something else they needed or wanted.
both
adj. two people or things
However, this only worked if both people wanted what the other person had.
stock
n. one of the parts of a business that shows the value of the company
The stock market is a place where people buy and sell stocks.
decrease
v. to go down in value
The value of stocks can keep decreasing for months.
value
n. usefulness or importance
The value of stocks can keep decreasing for months.
merchandise
n. goods that are sold
Companies that have many investors can do things like create newer and better merchandise and also hire more workers.
improve
v. to get better
They use money from investors to improve their company and make it more valuable.
buy
v. to get something by paying money for it
The stock market is a place where people buy and sell stocks.
sell
v. to give something to someone else in return for money
The stock market is a place where people buy and sell stocks.
market
n. a place where something is sold
The stock market is a place where people buy and sell stocks.
own
v. to have something that belongs to you
Stocks are small parts of a company that people can buy, own, and sell.
cooperate
v. to work together
Businesses and people go to the stock market to cooperate and try to make money together.
together
adv. with each other
Businesses and people go to the stock market to cooperate and try to make money together.
profit
n. money that is made in a business
Then, they sell it later for a profit.
investor
n. a person who uses their money to make more money
These people are called investors.
remain
v. to stay in the same place or in the same condition
They never remain steady.
steady
adj. with little change; remaining the same
They never remain steady.
plastic
n. an artificial substance that can be shaped when soft into many different forms and has many different uses
Credit cards are small plastic cards that can be used to buy things.
interest
n. extra money you pay if you borrow money
They can pay the whole amount when it is due, or pay in small amounts over time with interest.
fundamental
adj. on the most important or simple level
There are two fundamental ways to use a credit card: offline and online.
bill
n. a note showing the amount of money that must be paid for something
When the card is used, the credit card company pays the bill.
purchase
v. to buy
To purchase things online, people type in their card number, password, and other information.
password
n. a secret set of numbers and letters that allows access
To purchase things online, people type in their card number, password, and other information.
responsible
adj. being able to be trusted to do what is best
It’s important to be responsible when using a credit card.
adult
n. a fully grown person
Only adults who earn money can get a credit card.
important
adj. necessary
It’s important to understand how credit cards work.
smart
adj. intelligent
That way, people can be smart with their money.
use
v. to do something with an object or method
When a person uses a credit card, they borrow the company’s money.
borrow
v. to take and use something that belongs to someone else for a period of time
When a person uses a credit card, they borrow the company’s money.
amount
n. a quantity of something
The amount of money that the credit card company lends must be paid back by the person who owns the credit card in about 30 days.
lend
v. to give something to for a short time, expecting it to be given back
The amount of money that the credit card company lends must be paid back by the person who owns the credit card in about 30 days.
due
adj. required to be paid or returned by a certain date
They can pay the whole amount when it is due, or pay in small amounts over time with interest.
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