n. an artificial substance that can be shaped when soft into many different forms and has many different uses
Credit cards are small plastic cards that can be used to buy things.
interest
n. extra money you pay if you borrow money
They can pay the whole amount when it is due, or pay in small amounts over time with interest.
fundamental
adj. on the most important or simple level
There are two fundamental ways to use a credit card: offline and online.
bill
n. a note showing the amount of money that must be paid for something
When the card is used, the credit card company pays the bill.
purchase
v. to buy
To purchase things online, people type in their card number, password, and other information.
password
n. a secret set of numbers and letters that allows access
To purchase things online, people type in their card number, password, and other information.
responsible
adj. being able to be trusted to do what is best
It’s important to be responsible when using a credit card.
adult
n. a fully grown person
Only adults who earn money can get a credit card.
important
adj. necessary
It’s important to understand how credit cards work.
smart
adj. intelligent
That way, people can be smart with their money.
use
v. to do something with an object or method
When a person uses a credit card, they borrow the company’s money.
borrow
v. to take and use something that belongs to someone else for a period of time
When a person uses a credit card, they borrow the company’s money.
amount
n. a quantity of something
The amount of money that the credit card company lends must be paid back by the person who owns the credit card in about 30 days.
lend
v. to give something to for a short time, expecting it to be given back
The amount of money that the credit card company lends must be paid back by the person who owns the credit card in about 30 days.
due
adj. required to be paid or returned by a certain date
They can pay the whole amount when it is due, or pay in small amounts over time with interest.
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